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An employer may not use genetic information or genetic test results of an employee or prospective employee to distinguish between, discriminate against, or restrict any right or benefit otherwise due or available to such employee or prospective employee. Exceptions are provided for the underwriting of group life, disability income and long-term care insurance, actions required by law or regulation, action taken with written permission of an employee or prospective employee, and the use of genetic information when it is directly related to job performance and assigned responsibilities.
TAGS:
- state statute
- Missouri
- employment nondiscrimination
- disability
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This section of the law is applicable to all insurance companies. A person who creates, stores, receives or furnishes genetic information must hold such information as confidential medical records and must obtain written authorization to disclose genetic information. Exceptions include statistical data compiled without reference to the identity of an individual, health research conducted in accordance with the provisions of the federal Common Rule, and health research using medical archives or databases in which the identity of individuals is protected from disclosure by coding or encryption, or by removing all identities. The director of insurance has the authority to enforce these provisions.
TAGS:
- state statute
- Missouri
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A health insurance issuer offering group health insurance coverage may not establish rules for eligibility or continued eligibility of any individual to enroll under the terms of the group health plan based on health status-related factors, including genetic information, or impose a pre-existing condition exclusion based on genetic information in the absence of a diagnosis. A small employer carrier may apply reasonable criteria in determining whether to accept a small employer into a class of business, provided that the criteria are not based on a health status-related factor, including genetic information.
TAGS:
- state statute
- Missouri
- health insurance nondiscrimination
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This bill amends the health insurance statutes and prohibits a group health plan or a health insurance issuer offering group health insurance coverage from imposing a preexisting condition exclusion on an individual under 19 years of age because of a preexisting condition. Genetic information may not be treated as a pre-existing condition under existing law. Measure failed. Bill Status: Died
TAGS:
- state bill
- bill
- bill status died
- Montana
- health insurance nondiscrimination
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This bill amends the genetic nondiscrimination law pertaining to life and disability insurance to exclude high deductible plans. Measure failed. Bill Status: Died
TAGS:
- state bill
- bill
- bill status died
- Montana
- disability
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Each group or individual medical expense, cancer, and blanket disability policy, certificate of insurance, and membership contract must provide minimum mammography examination coverage. The definition of minimum mammography examination is amended to include: a) a mammogram each year for a woman who is under 35 years of age if: (i) the woman has two or more first-degree family members diagnosed with breast cancer or ovarian cancer; (ii) genetic tests indicate the woman is at higher risk for breast cancer; or (iii) the woman's physician recommends the test. Died in Standing Committee on April 24, 2013. Bill Status: Died
TAGS:
- state bill
- bill
- bill status died
- Montana
- health insurance coverage
- disability
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A health insurance issuer offering individual health insurance coverage in this state may not establish rules for eligibility or adjust premiums for any individual or individual's dependent to enroll in individual health insurance coverage based on genetic information. Individual health insurance issuers also may not impose any preexisting condition exclusion on the basis of genetic information or request or require an individual or a family member of an individual to undergo a genetic test. Died in Standing Committee. Bill Status: Died
TAGS:
- state bill
- bill
- bill status died
- Montana
- health insurance nondiscrimination
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Amends existing genetic information and insurance law by removing the exclusion of life, disability and long-term care insurance. Died. Bill Status: Died
TAGS:
- state bill
- bill
- bill status died
- Montana
- disability
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This bill requires parental consent or consent from a student 18 years or older prior to collecting or recording biometric data, which is defined to include a DNA sequence. Died. Bill Status: Died
TAGS:
- state bill
- bill
- bill status died
- Montana
- genetic privacy
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Health insurance issuers offering individual health insurance coverage may not establish rules for eligibility, including continued eligibility, of any individual based on a health status-related factor, including genetic information, of the individual or a dependent of the individual. Died. Bill Status: Died
TAGS:
- state bill
- bill
- bill status died
- Montana
- health insurance nondiscrimination